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5 Tips for Managing Money in the University

5 Tips for Managing Money in the University

A common problem with university students is that they often find themselves low on cash. In fact, by the time many receive their next allowance, they live hand-to-mouth. Why is this? The answer is pretty straightforward – poor planning.

When you go off to university, you take your first independent step away from your family. It is up to every student to keep in mind that their parents are working with a budget. Proper planning will save many students the discomfort of being broke in a new city with no family or relatives around.

So, how can students be more thoughtful about their finances? Here are a few tips to help along the way:

  • Open A Student Bank Account: Many banks today have student accounts available and offer transportation, books, food, and a few other necessities. Always ask which options are best for a student, and avoid accounts with high charges on transactions and maintenance fees.
  • Buy Used Books: Buying used books is always a cheaper option, especially when you consider some books are only helpful for a year or a semester. You can find used book on Amazon or at thrift shops.
  • Start A Small Business: Monetize one of your skills, and you’ll have some extra money and be able to afford the lifestyle you want. Be mindful of your time so that you don’t “make money” to the detriment of your studies.
  • Buy Generic Products: Yes, brand names look nice, but they don’t serve any purpose beyond making you “look good”. Generic products usually have the same benefits and are more affordable.
  • Buy in Bulk: If you can afford to, buy all the groceries and supplies, you will need for a few weeks at once from a wholesale store. You can also team up with your friends or flatmates and do this. It’s cheaper than buying at retail stores and will save you the cost of a trip to the store every time you need something.

Want more tips on managing finances in the university? Purchase a copy of The Journey Begins today. The Journey Begins is a compass written to guide young students as they embark on the journey of university life. It contains quick tips and impactful advice on some of the situations they will encounter, intending to make their journey through the university easy and productive.

The Journey Begins is available on Okada BooksAmazonFlutterwave, and Worital.

You can also get one by sending a message to 0701 576 1267 via text or WhatsApp.

5 Things to Think About Before Starting A School

5 Things to Think About Before Starting A School

Running a school smoothly and effectively is not a walk in the park – especially not in its earliest stages. Parents want to choose a school that provides wholesome growth for their children, and rest assured in their decision. As a school owner, you want to ensure you are achieving the goals you set for yourself when you started. Matching these expectations can be tough on the entire school community.

That said, there are a few key factors to keep in mind when starting and running a successful school.


 The School’s Niche

Assess the community where you plan on starting your school and take into consideration the needs, wants, and resources of the families who live there. This will help you determine if your mission and vision are realistic. Will the socio-economic realities of the area support your school structure? You also have to think about what programs will be best suited for your prospective families.

Your Mission, Vision, & Values

Creating mission and vision statements for your school is one of the very first things you must do. These will lay a foundation for all that comes next.

Your mission statement explains why your school does what it does an should be written as though the school is already open. Your vision statement is aspirational; it is what you are striving for at your school. Your values set the culture of your school community; they are the fundamental beliefs upon which your school and its behavior will be based.


Choose Staff Wisely

To maximize your school’s potential, it is essential that you appoint teachers who are intelligent, skilled, and experienced. Teachers must also have leadership qualities and a wholesome understanding of the minds and behavior patterns of the children. They have to be patient and sympathetic towards them, but at the same time, they also have to know when and how to discipline the kids. A skilled staff enhances the school’s capabilities and ensures its success.

The School’s Finances

Starting a school requires developing a detailed budget that shows projected expenses and income. To maximize your success, you should engage the services of a financial professional, projecting income conservatively, and allowing for the unexpected.

Initial expenses may include purchase or rental of a property, construction, renovations, architect, contractor, legal and financial services, classroom furnishings, learning materials, outdoor play spaces, office equipment, technology, and marketing materials. Also be sure to be sure to project your faculty and staff salaries.

Income sources primarily include school tuition and application fees. It helps to consider other forms of income such as extended care and/or summer activities, and fundraising.

Physical Space & Materials

You need to think about what kind of facility your school will require. You will need to consider land and building needs and whether you will lease, buy, build, or renovate the space. Are suitable properties available, ideally with access to the outdoors? Carefully examine each space’s accessibility—including public transportation, major roads, traffic patterns, parking, and traffic flow during drop-off and pick-up. Also plan for potential expansions in the future.

Furnishings, resource materials, and teaching aids, are a few of the materials you will need to take into consideration. Learning materials are integral to quality implementation at every level of education.

As you can see, running a school involves a lot of planning. These factors are the foundation for any solid school. Before you even begin to break ground, you should have the answers to these questions clearly stated so you never lose sight of your goals.

For more tips on starting and running an effective school, follow me on Instagram, and twitter.

Until next time.



A teenager wants to go to a party, but she’s sure her mom won’t let her. So she and her friend concoct a false cover story.

What’s the big deal? Most kids lie to their parents from time to time, and their parents probably lied to their parents. Despite rhetoric about virtue being its own reward, a great many adults – and a higher proportion of kids – are more likely to make their choices based on a calculation of risks and benefits than moral principles.

Since young people are particularly susceptible to choices that indulge impulses and favor immediate needs and wants, we need to teach them how making bad choices to gratify such desires can sabotage their most important relationships and impede critical life objectives.
Every dishonest act has at least two potential consequences: 1) the actual penalty, and 2) loss of trust. The second is by far the more serious and underestimated.

This is especially true in parent-child relationships. Where trust is important, there are no little lies. When parents don’t believe their children, their cords of control will be tighter and held longer. The price of lying is lost freedom.

It’s often difficult to predict how a decision today will affect tomorrow, but dishonesty often has a lasting negative impact on relationships and reputations as well as self-image and character.

From both a moral and practical perspective, honesty is the best policy.

20 Amazing Life Lessons You Need To Excel:

20 Amazing Life Lessons You Need To Excel:

Inspirational Quotes to help you out during those tough times and hopefully give you some motivation, or at the very least something to think about.

  1. If you don’t stick to your values when they are being tested, they are not values: they are hobbies.
  2. Keep away from people who try to belittle your ambitions. Small people always do that, but the really great make you feel that you too, can become great.
  • Mark Twain
  1. The hottest fire makes the hardest steel.
  2. A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty. —-Winston Churchill
  1. I’m not telling you it’s going to be easy, I’m telling you it’s going to be worth it.
  2. Remind yourself that it’s okay not to be perfect.
  3. Be kind for everyone you meet is fighting a hard battle.
  4. Holding on to anger is like grasping a hot coal with the intent of throwing it at someone else; you are the one who get burned. —-Buddha
  1. Stars can’t shine without darkness.
  2. We can complain because Rose bushes have thorns, or rejoice because Thorn bushes have Roses. —Abraham Lincoln
  1. Never chase love, attention or affection if it isn’t given freely by another person, it isn’t worth having.
  2. Opportunity is missed by most people because it is dressed in overalls and looks like work. —Thomas Edison
  1. If someone says ‘That’s Impossible’, you should understand it as: ‘According to my very limited experience and narrow understanding of reality, that’s very unlikely’.
  2. Judging a person does not define who they are, it defines who you are.
  3. When something bad happens, you have three choices. You can either let it define you, let it destroy you or you can let it strengthen you.
  4. A bird sitting on a tree is never afraid of the branch breaking because her trust is not on the branch but on its own wings.


  1. A society grows great when old men plant trees whose shade they know they shall never sit in.
  2. I hope everybody could get rich and famous and will have everything they ever dreamed of, so they will know that it’s not the answer.
  3. It’s only a problem if you think it’s a problem.
  4. If you want things to change, you need to start with changing yourself.

Study, Learn & Run a Great School.


This is certainly a formidable resource that will be useful to all practitioners and regulatory bodies. it is the manual every school owner/intending school owner needs. This is certainly  no doubt a great work. It will certainly help all educational institutions to create better processes.




How To Help Your Child Create and Keep A New Year’s Resolution

How To Help Your Child Create and Keep A New Year’s Resolution

The quote we normally put in a corner is “It is not what you do once in a while, it’s what you do day in and day out that makes the difference.”

This is the perfect time to help your child set goals for 2019, and help him/her start thinking how to make it the best Year ever.
A lot of teens want to make changes but most of them struggle to make these changes a reality. Some lack the self-discipline necessary. You can help them create realistic resolutions, and provide support and guidance as he/she works to create the change.
Discovering the ability to create positive change at a young age can help children begin to understand how much they can accomplish in life, if they set their minds to it.

Let’s try the following;

1) Discuss Resolutions Ideas: Share any of yours with them. Discuss passed resolutions and whether you kept them or not. Show curiosity for their goals for 2015.If he/she has no ideas, then encourage her to begin thinking of what she/he will do differently in 2019.
Break them down to topics like Academic, Social, Financial, Health, etc. For example, getting better grades, making good friends, saving for a gadget, losing weight etc.
It is important that it is the child who establishes her goals. Resolutions only work if the child sets them and is motivated to keep them.

2) Create Measurable Goals: Help them turn their broad ideas and resolutions into measurable goals, eg, I want to increase my Math grade from a C to a B.  I want to save five thousand Naira monthly, etc.

3) Establish Action Plans: Discuss how to reach the goal, discuss specific strategies like practicing one hundred Math sums daily, etc Get as specific as possible about the steps that will help her stay on track even on days she is discouraged.
A child who wants to save money for eg could have weekly or monthly budget meeting with you, this will help her stick it out.

Above all, Praise their efforts, provide lots of support and role model strategies that can help them become better.


We trust this simple guide has helped you and your child this season. Leave a review or comment and share to help another child or parent.